I've always thought that the word "terrorist" should be defined as anyone who has committed an act of terrorism or anyone who plans on committing an act of terrorism in the future. It seems perfectly reasonable and it encompasses thousands of dangerous people. Unfortunatetly now "terrorist" has been redefined to include anybody who doesn't like the USA plus anybody who happens to occupy any real estate we're targeting at the moment. So we've instantly gone from facing thousands of terrorists to facing millions! No wonder the chickhawks are so scared!
What you've described in your post, is the redefinition of the word "insurgent" in precisely the same manner. It does make things more difficult when insurgents are routinely elected in the Democracies we're so busy imposing. But nevertheless in this Orwellian world we now occupy, "insurgencies" are bound to be springing up all over the place. All we have to do is target a building and "POOF", its instantly filled with insurgents!